Open a business account and invest your idle cash

Open a Bitpanda account for your Business. Earn bank beating returns on cash, benefit from international payment options, and invest in a wide range of digital assets - all on one of the safest and most secure platforms in Europe. Without any account management fees.


European based, we operate on VASP registrations, MiFID II, E-Money and PSD II licences and hold a licence for custody and proprietary trading of crypto assets in Germany.

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Best-in-class security

Crypto funds are secured in offline wallets. Fully compliant with European data, IT and money laundering security standards - ISO 27001 certified.

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12,000+ happy business customers trust Bitpanda already. We are proud about our excellent customer ratings, including Trustpilot.

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Explore our services for business clients

Business-friendly sign-up and deposit options

  • Bitpanda business accounts are free - we don’t charge any account management or onboarding fees
  • Our business customer care team supports your onboarding process by phone or email, from sign-up to first successful trade 
  • Direct access via web browser or mobile iOS and Android app solutions. However you manage your cash, we have the right option for your business
  • Deposit EUR, USD, CHF, GBP and many more currencies from your business account via instant SEPA bank transfer - or choose one of many other payment options

Bitpanda Cash Plus - earn 2.91% on EUR and even more on your idle cash

  • With Bitpanda Cash Plus, you and your business benefit from the high yields of money market funds without any entry barrier
  • Earn bank-beating returns for your business: 2.75% on EUR, 3.58% on GBP, or 4.12% on USD and even more with Bitpanda Cash Plus. 
  • We accept cash investments up to 10m EUR
  • Your cash is fully flexible, no lock in periods apply - you can invest all cash or only fractions at any time in any other digital asset on Bitpanda
  • Returns are paid out monthly and will land in your account earning you extra yield

Invest 24/7 in 3,000+ digital assets

  • Access our superior product offering in crypto, crypto indices, stocks*, ETF* and precious metals to invest your business idle cash - our offering of 3000+ digital assets is fully available to business customers
  • Bitpanda for business offers trading & investing 24/7

Dedicated business customer support

  • Our dedicated business support team is specifically trained for the investment needs of business customers
  • E2E support from account opening to deposit & trading
  • We provide all business-specific documentation that you may require

How it works?

Get started in a few clicks

At Bitpanda we follow all KYC and AML procedures. If you have any questions throughout our onboarding process, feel free to book an onboarding support slot with our dedicated business customer support team.

Open your account

Sign up and provide your business-relevant information.


Following your successful sign up you will receive a welcome email from our customer support. Please provide the required documentation.


After successful verification choose from our various payment options and deposit your idle cash balance.

Start investing

Choose from Bitpanda’s superior product offering and start investing in our 3,000+ digital assets or simply manage your idle cash with Bitpanda Cash Plus.


Common questions about Bitpanda Business

  • How do I apply for a business account?
    • Simply create a business account by using this link and follow the instructions which you will receive via email.
    • Once signed up, complete the verification process. Please note that the person applying for the business account must be authorised to act on behalf of the company. 
    • Submit your application along with the necessary documentation to
    • Do you need help or have any questions? Our team is available for you from 8 am to 6 pm, Monday-Friday. Submit a request or book a call with one of our dedicated specialists.
  • What documents and information are required for the application?

    Company information: 

    • Extract from the company register

    • Information about the shareholders & beneficial owners (in form of extracts from the local registers) 

    • Ownership structure showing the levels up to the ultimate beneficial owners (if the ownership has more than one level)

    • Proof of Funds/Wealth:

    • Bank account statements from all relevant bank accounts

    • Most recent financial statements (annual accounts, balance sheets, profit & loss)

  • Are there any restrictions in place for eligibility?

    Please consider that there are services or countries of incorporation which we do not support. Also, even though your country/service is accepted, your onboarding application may not be accepted due to other internal business policy reasons.

  • How long does the onboarding process typically take?

    Your application might take between 2 to 4 weeks to be processed. If the required documents are incomplete, our team will need additional information from you leading to longer processing times.

  • Are there any costs or fees associated with creating a business account?

    Creating a Bitpanda Business account is completely free. We do not charge any account creation or maintenance fees.

  • What measures are in place to protect my business data and ensure business funds' safety?

    We take the safety of our customers and their funds very seriously. We only process your data for the purposes permitted according to GDPR, and have several security measures in place to make sure your business data is safely stored and processed. Crypto assets are stored in highly-secure cold storage facilities that are examined by an external auditor. Your assets are yours. You can find more information on how we handle security at Bitpanda here.

Common questions about Cash Plus for Bitpanda Business